Insurance in particular is something that I really feel like regulators should be looking into because especially during the pandemic, people were driving a lot less, people are in their homes more so there would be less robberies and less catastrophic destruction, but insurance soared.

It was a long time ago now, but my predictions also ended up playing out in the data where they were paying out way less and still cranked up premiums.

For comparison, expected inflation over 6 years, assuming the officially targeted rate of 2% on average, comes out to about 12.62%.

If you didn’t increase your salary by 40% since 2019, you’re now poor.