If not insured and they find shit or anesthesia is complicated or god forbid you have complications it could balloon out into 5-20k. Even if you can afford to pay up front 2K can you afford to risk financial ruin if something goes wrong?
Again the kind of people who can’t afford insurance even high deductible insurance can’t afford this shit. Hell you are still wrong that people can afford to come out of pocket $2000. Do you even live here?
I don’t live there but youre talking in absolutes which just isn’t the case.
How do you think i know about this in the first place? Someone from the US was telling a story about how they had to get one while uninsured and they paid $1500 for it (that’s the lower end of the scale which is 1500-4800)
Im not saying everyone can, and you’re right if the test comes back positive that’s a whole other story, but a lot of uninsured people can afford to get the test if they think its needed. They might not have 2k sitting around either but could save for it.
Edit: And just going back to my very very first message, I was surprised to hear it was so low compared to other crazy expensive procedures in the states, so I figured it was worth sharing because for some, it is something they could manage.
Ah yes, the classic dismissal because they claim someone can’t know something if they don’t live there, so they can issue a BLANKET no one can afford it.
There’s was 25.3 million uninsured people in the USA in 2023 but you’re so confident that none of them could ever afford a $2400 treatment.
In 2023, of the total uninsured population ages 0 to 64, nearly three in four (73.7%) had at least one full-time worker in their family, and 11.2% had a part-time worker in their family (Figure 4). More than eight in ten (80.9%) uninsured people were in families with incomes below 400% of the federal poverty level
Emphasis mine.
You know what that means? 2/10 had over 400% of the minimum poverty level.
For a single person that would be: $63,840. (5,320/m)
For a couple with no kids, that would be: $86,560 (7213/m)
You don’t think that maybe, these 2/10 people out of 10’s of millions could possibly afford it if needed?
over eight in ten (84%) uninsured adults said they worried that health care costs would put them in debt or increase their existing debt, compared to 71% of adults with insurance (Figure 10).
Hmm interesting, 16% seem to think they could afford something if needed? It seems to line up closely with that 2/10 earning over 400% as well.
That’s more people than many countries have, and more people than many of any given US state.
Like I had around a 1/5 chance of providing useful info to OP when I replied based off this.
Not an uninsured colonoscopy, that is the uninsured price on average.
Edit: i get youre saying it’d be cheaper if insured, but when talking about this specific thing that is the price.
If not insured and they find shit or anesthesia is complicated or god forbid you have complications it could balloon out into 5-20k. Even if you can afford to pay up front 2K can you afford to risk financial ruin if something goes wrong?
Again the kind of people who can’t afford insurance even high deductible insurance can’t afford this shit. Hell you are still wrong that people can afford to come out of pocket $2000. Do you even live here?
I don’t live there but youre talking in absolutes which just isn’t the case.
How do you think i know about this in the first place? Someone from the US was telling a story about how they had to get one while uninsured and they paid $1500 for it (that’s the lower end of the scale which is 1500-4800)
Im not saying everyone can, and you’re right if the test comes back positive that’s a whole other story, but a lot of uninsured people can afford to get the test if they think its needed. They might not have 2k sitting around either but could save for it.
Edit: And just going back to my very very first message, I was surprised to hear it was so low compared to other crazy expensive procedures in the states, so I figured it was worth sharing because for some, it is something they could manage.
You don’t live here so you have no idea what you are talking about. Being uninsured in the US is absolutely insane.
Ah yes, the classic dismissal because they claim someone can’t know something if they don’t live there, so they can issue a BLANKET no one can afford it.
There’s was 25.3 million uninsured people in the USA in 2023 but you’re so confident that none of them could ever afford a $2400 treatment.
https://www.kff.org/uninsured/key-facts-about-the-uninsured-population/
Emphasis mine.
You know what that means? 2/10 had over 400% of the minimum poverty level.
For a single person that would be: $63,840. (5,320/m)
For a couple with no kids, that would be: $86,560 (7213/m)
You don’t think that maybe, these 2/10 people out of 10’s of millions could possibly afford it if needed?
Hmm interesting, 16% seem to think they could afford something if needed? It seems to line up closely with that 2/10 earning over 400% as well.
That’s more people than many countries have, and more people than many of any given US state.
Like I had around a 1/5 chance of providing useful info to OP when I replied based off this.