TrumpetX

I’ll second actual budget!

It’s like Mint with no ads and data privacy. There are other budgeting tools that can be better, but if you’re just after tracking and less about expense planning, this works well. Also compares well to YNAB with similar configuration options there if you go that route.

I lol’d and cried 5.1 because it’s so spot on

I thought that I’d listen to 30 seconds and scroll, but I’m really glad I didn’t. Really solid argument, but it’s got a “last mile” problem, and that’s gotta be on us to figure out I think.

The question at the end where he basically ignored and didn’t answer was “so how do we do this?”. THAT is the question. I’d love to hear that answer.